To avoid being house poor, don’t take on a mortgage with payments that are
more than 25% of your monthly take-home pay. Use a mortgage calculator.

We would be happy to set up an appointment to help you answer that
question. Email [email protected] to set one up today!

Ideally, you should aim for at least a 20% down payment. This amount can
vary, contact your mortgage broker to discuss in detail.

For a ballpark estimate, you will likely pay around 2–5% of your home’s
purchase price in closing costs. This number can vary, contact us for more
information.

Ask if the neighbourhood is close enough to things you’ll be doing during your
everyday life, such as, driving to work, taking kids to school, buying groceries,
and going to the gym. Every neighbourhood is different, but our team is here
to help guide you in your search.

We always recommend a home inspection to be fully informed when making a
decision about a property.

You’ll definitely want to ask one of our experienced buyer representatives
what is included with the house you’re buying. Inclusions and exclusions will
vary.

The main reasons most sellers sold their homes recently was because they
felt it was too small, they wanted to downsize, they wanted to move closer to
friends and family or they relocated for a job.